Were you injured on the job and need to use workers' compensation? If so, your lawyer is probably going to be throwing a lot of new terminologies your way that you are completely unfamiliar with. Here are some abbreviations you need to know so that you can better understand your workers' compensation case.
TTD
TTD stands for total temporary disability, which is quite a confusing term even when you know what the initials stand for. Your TTD is going to be the amount of money that you receive for the time that you are not working. It is going to be a percentage of your wages, and it varies from state to state. For example, your state's workers' compensation laws may award 66% of your wages as TTD.
PPD
Permanent partial disability is abbreviated as PPD and is the rate that is used when determining your final settlement. Much like with TTD, PPD is also based on a percentage of your average weekly wages as determined by your state laws. For example, if you are estimated to have a year left to recover from your injury and you want to settle, your state may allow you to receive 50% of your average weekly wages over those 52 weeks.
AWW
AWW, or average weekly wage means exactly what it sounds like. However, your AWW is based on the year prior to the date of your accident. This means that you may have been injured at a high-paying job that you recently were hired for, but a lower salary from a job you held within the last year will still be factored into your AWW.
That said, there can be exceptions to how the AWW is calculated. For example, if you were injured at your very first job and do not have previous employment history, it's possible that your AWW will be based on your current salary. Bonuses and overtime pay can also be factored into your AWW.
IME
An independent medical evaluation is known as an IME, and it is when the insurance provider decides that they want an independent doctor to evaluate your injury. This may be requested if the insurance company wants to check to see if you are doing better than you say you are, and that's when they will request that you are evaluated by another doctor.
MME
Your maximum medical improvement is called the MME. It means that you are done treating your injury and you are as good as you are going to get health-wise. You may be back to 100% when treatment is finished, but you may also be less than 100% where treatment is not going to improve your injury anymore. Your MME can be used when determining a settlement in your workers' compensation case.
For more information, contact a workers' comp lawyer near you.
Share21 March 2022
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